Integrate Lipa Na M-Pesa API service by Safaricom. The most efficient way to collect and make payments in Kenya
Mpesa is one of Africa's most popular mobile money services that serves businesses and individuals. It's praised as having the ability to serve both the banked and unbanked, making it the most preferable and convenient means of money transfer across Kenya.
As of March 2022, It is estimated that M-Pesa has over 30 million active monthly users in Kenya.
With such a broad reach in the population, it is no wonder businesses have quickly adopted it when making and receiving payments.
Seeing that Mpesa has a powerful place in businesses today, the next question would be how do businesses get to leverage the most out of Mpesa?
The answer lies in Mpesa API integration for business.
With a majority of businesses exposing their services and products to online platforms, it also makes sense to leverage the convenience of Mpesa to such platforms. This is made possible through Mpesa daraja integration.
Mpesa daraja integration simply means harmonising your business i.e. from your systems, website and applications with Mpesa via the Mpesa api.
This means adoption of Mpesa services into your business module so as to automate payments, disbursements as well as transaction record management.
With the Mpesa api integration, you get to enjoy services such as:
Some use cases of disbursements include charities doing disbursements to rural areas without being restricted by lack of connectivity to the internet.
You can also disburse money for your employees and have all the details captured on your systems.
Brrng enables you to automate disbursements by allowing you to create event based triggers to disburse money to your downstream systems.
For example, when a charity’s constituents meet certain conditions (as captured on the system), Brrng triggers a fund disbursement via the Mpesa integration and has the transaction details recorded against the constituent’s profile.
There are two ways in which the consumer to business payments happen, and this is through the C2B Mpesa api and Lipa na Mpesa (STK Push) Mpesa Api.
With the Brrng - Mpesa api integration, you can now connect your Mpesa Buy Goods and Paybill to your CRM or other systems to automate, capture and record all transactions in real time.
Depending on the type of service your business would like to adopt, Mpesa has exposed various Mpesa API endpoints for the different services available. These are accessible from their online portal dubbed Daraja. The api endpoints include:
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